The Premium service is different from the Standard service because it outputs detailed BIN information. The Standard service will check if BIN Country, Name, and Phone match. The Premium service will also output the BIN Country, Name, and Phone information, which will be particularly useful if you need to call the issuing bank to verify cardholder information.

If you typically call the bank to manually verify the cardholder's details, then the premium service would provide the phone number of the bank. On the other hand, if you don't need to call the bank, or if the transactions are automatically screened and processed, the standard service should be sufficient.

For descriptions of each of the following parameters, please see our Integration page.

Feature	Standard Service	Premium Service
Geographical IP address location checking
IP Country Match
IP in High Risk Country
Distance between IP and billing locations
IP City Name
IP Region Code
IP Region Name
IP Country Code
IP Country Name
IP Continent Code
IP Latitude/Longitude
IP Postal Code (US/CA only)
IP Metro Code
IP Area Code
IP Time Zone
Autonomous System Number
User Type
Netspeed
Domain Name
IP ISP/Organization
IP Accuracy Radius in Miles
Country Confidence Factor
Region Confidence Factor
City Confidence Factor
Postal Code Confidence Factor
Proxy Detection
Anonymous Proxy
Open Proxy
Transparent Proxy
Corporate Proxy Flag
E-mail and Login Checks
Free E-mail
High Risk E-mail
High Risk User Name
High Risk Password
Issuing Bank BIN Number Checks
BIN Country Match
BIN Country Output
BIN Name Match
BIN Name Output
BIN Phone Match
BIN Phone Output
Address and Phone Number Checks
Phone prefix location check
High-risk shipping address
City, State and Zipcode verification
Risk Score
Fraud Score
Explanation of Fraud Score
Risk Score
Pricing Information
Cost per query	$0.005	$0.015