All users of MaxMind's Credit Card Fraud Detection Service ("minFraud Service") are subject to and must agree to the terms of this Terms of Use Policy and to the MaxMind End User License Agreement. Unless otherwise noted, all capitalized terms used in this Term of Use Policy are defined as indicated in the MaxMind End User License Agreement. This Terms of Use Policy is applicable to all users of MaxMind's Credit Card Fraud Detection Service ("minFraud Service") and supplements the MaxMind End User License Agreement. Unless otherwise noted, all capitalized terms used in this Term of Use Policy are defined as indicated in the MaxMind End User License Agreement.

APPROPRIATE USES OF minFraud SERVICE
The minFraud Service uses data from the GeoIP Databases combined with recognized fraud risks to help merchants identify potentially fraudulent credit card transactions. Using the minFraud Service constitutes an agreement to restrict your use to appropriate uses of the service as outlined in this section.

(a) You may not use the minFraud Service in any way that violates federal, state, local, international law or the rights of others.

(b) You may submit data to the minFraud Service only to validate credit card transactions or to test the service.

(c) Unacceptable uses of the minFraud Service include, but are not limited to, the following:

(i) submitting queries designed to extract information from the GeoIP Databases if such information is not specifically to be used for the validation of a credit card transaction.

(ii) submitting false or fictitious input fields, including but not limited to, IP address, BIN number, and billing location (except for the limited purpose of testing the minFraud Service).

(iii) using a robot, spider, other automatic device, or manual process to monitor or copy the GeoIP Databases or the GeoIP Data.

(iv) taking any action designed to compromise security or tamper with system resources and/or accounts.

(d) If MaxMind, in its sole discretion, finds or suspects that you are using the minFraud Service in an unacceptable manner, MaxMind may immediately restrict, suspend or terminate your use of the minFraud Service. Activities that may trigger such a response by MaxMind include, but are not limited to, consistent discrepancies between credit card data (e.g., billing address, bank identification numbers (bin), names or phone numbers) entered by you and the applicable information of record for the associated cardholders.

AVAILABILITY OF minFraud SERVICE
MaxMind provides the minFraud Service on an "as is", "as available" basis and does not warrant the minFraud Service to be error free. Furthermore, since availability of the minFraud Service is dependent upon many factors beyond MaxMind's control, MaxMind does not guarantee the uninterrupted availability of the minFraud Service. The minFraud Service may be inoperative and/or unavailable due to technical difficulties or for maintenance purposes, at any time and without notice. You may not bring any action, regardless of form, relating to your use of the minFraud service more than one year after the cause of action has accrued.

SECURITY
You are responsible for all activities that occur under your password (if any) or account, and shall keep your password(s) confidential. You shall immediately notify MaxMind of any unauthorized use of your password or account or any other breach of security.

MaxMind reserves the right to investigate suspected violations of this Terms of Use Policy and the right to fully cooperate with any law enforcement authorities or court orders requesting or directing MaxMind to disclose the identity of anyone who is believed to have violated this Terms of Use Policy. BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS MAXMIND FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY MAXMIND DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS EITHER BY MAXMIND OR LAW ENFORCEMENT AUTHORITIES.

INDEMNITY
You shall indemnify MaxMind, and its officers and employees against any loss, including reasonable attorneys' fees, arising from any use by you of the minFraud Service that is inconsistent with this Terms of Use Policy or with the MaxMind End User License Agreement.